At work we spend extended hours and days managing the organization's finances and delivering the results and most often exceeding them. However as many I too never gave this importance to personal finances and the desire to wanting to do this never got the importance it deserved due to some of the self convincing thoughts like - I am busy and will do it later.
That's when I was referred to Sharath and FWM and since then I have now known him for close to a couple of years and that has been such a relief since then. One of the mantras that we started with was 'make your money work as hard as you do
Sharath's to the point discussions and suggestions on our personal financial goals personalized and customized based on each one's different needs is something commendable. The different perspective's that he brings to each opportunity and investment platform is quite remarkable in the way he is able to make you understand.
Quite honestly with the kind of work schedule that most of us are into, I have been very relieved that the money normally generating a much lower returns is now yielding much higher just by having changed the way they are parked or invested.
I can definitely say that after having known Sharath and FWM - my hard earned & parked money is also working as hard as I do.
I have known Sharath for just about a year now and was recommended to me by a very Dear friend. Over the year I have got to know why ?? No long stories here. Just facts. He is going to make YOU take control of your finances.Clean up the mess that you may have likely accumulated over the years of work and sheer neglect - this maybe in the form of Non performing assets like Real Estate, dead insurances and general stuff that we tend to accumulate over the years. I have shed a lot of weight myself.
Secure your family in the most efficient way and make every penny count
Trustworthy- the fact that all his clients are from referrals says a lot.
You tend to accumulate a lot of money by default since he is going to make you look at your money with a fresh set of eyes.
I have had a great year- feel much lighter and possibly lot richer.
I was looking for guidance which will help think beyond the conservative approach of FD's, RD's or the lazy savings route. Thats when I got to know about Sharath through a friend of mine. From the very first meeting (he is too punctual) and every other meeting he is giving me enough confidence in openly discussing the needs and goals. Now that I know him for little over 3 years and with enough confidence I can say that he is sure to bring in financial rhythm in the lives of professionals who are also looking for ways and means of how they can untap the secret of money working for them
Before we were introduced to Sharath we were facing so many challenges pertaining that comes along with managing one’s money like not sorting out the existing mess, knowing where to invest, fear/concern of money, wrong/biased advice from bankers & the run of the mill intermediaries, getting rid of debt etc. All of this resulted in us not taking the all important ‘first’ step of getting started mainly because of lack of knowledge and the fear of getting even more stuck with the ‘to dos’. But then my colleague introduced us to Sharath & everything changed.
He helped us with a clear road map on how we were going to get a grip on our financial lives with a structured plan that was simple to understand. It took us no time to realize why our previous investments & savings weren’t giving us the results we wanted. They were done in a haphazard manner with no end-goal in mind.
Don't confuse him with the usual RM at the bank, advisers or mutual fund agents. Infact,he charges his customers for the financial coaching process and he is very selective of whom he takes on as customers.
I met Sharath through a reference when I was actually in search of answers on "how money can work for you?" He was very clear in our first phone call itself that "money will work for you, 'only' if 'you' are willing to work with it" and he would be willing to 'collaborate' only if I had the intent, time and will to put in the effort to make it work. He gave me time to think whether I really wanted to involve.
Sharath is not your average 'Financial Consultant/Agent' who would run your financial errands and update you with your returns. He helps you understand your short/long term goals and help plan towards those. He helps you stay objective to your goals and help override any emotional pressures towards achieving them. He is very practical and clear in his thought process which will help you reassess your plans.
For me, Sharath is not your salesman of financial products, but a guide & mentor who helps you have a very objective view of your goals, and guides and mentors you towards getting closer to them.>
Like many other average financially literate individual, i was always worried about losing money by investing in instruments after listening to mostly insurance agents. The fear of being cheated was always on mind. I met Sharath in one the start up conferences. in next few subsequent meetings with him, I started getting a clear picture of what should have been doing in last few years. More than anything else, he has helped me to get a better grip on my own finance, made me a disciplined investor. What I like most about Sharath is his focus on to educate the individual on personal finance. His ability to explain finance in clear layman terms helps me to connect the dots between what I want and where should I put my money to reach the goal. I recommend Sharath for anyone who wants to learn and take control on their own financial interests.
I first got to know about Sharath & FWM couple of years back, when I found one of his detailed flyers on the importance of financial planning in my mailbox. As someone who then believed only in realty-based investing, I was very skeptical but still curious about what Sharath had to offer and decided to meet with him. Now, that meeting completely changed the way I looked at my personal finances. Sharath, with his clear explanations - every bit backed by valid data points - made me think hard about the direction I was headed, and realize the importance of goal-based investing and allocation.
I have had such discussions with bankers earlier, but there's a lot of difference between Sharath and any other investment planner one might encounter. The other guys were always trying to sell me something and the discussions ended up being shallow & diluted. Sharath, on the other hand, approached things at a much more fundamental,technical and personalized level and literally made me take charge of my finances, through the instruments that work for my goals. After my association with FWM (including the countless discussions with Sharath, and the Cashflow board games at his place), I find that I'm much more disciplined now and have a much better understanding of how money works!
Over the past few years, I have found Sharath's services to be of the highest integrity, and also great value for money. I wish him great success in his campaign on financial literacy, and hope many more folks get to reap the benefits of his association!
Sharath is a friendly person and always wears his smile. What struck me most about him was his deep knowledge of his subject. He takes a lot of effort to explain concepts in the simplest of terms. He does not take financial decisions for you but instead helps you in taking an informed decision.
When we met Sharath, we knew the importance of financial planning and had an idea of Mutual Funds and the markets, Asset allocation and various types of financial instruments. We wanted a financial doctor who could help us in selection of well performing Funds and financial instruments suited to our needs. Another aspect which we hadn't thought about was linking investments to goals and that helps us take care of contingencies.
I would definitely recommend Sharath to anyone who wants to take charge of his/her financial planning and is serious and dedicated to making their money work well for them.
I got introduced to Sharath through a common friend of mine 8 years back. He takes lot of effort to effectively break the myth of conventional investing mechanism which is built into our minds brick by brick. More often you will be tongue in cheek with his observations. Its like starting with clean slate and starting fresh regardless of whether you have been initiated to financial literacy or not. He has abundant patience to listen to you , but at the end of the day he is clear cut and firm on his views which would be more on the practical side of the fence than what you may always like. I would recommend him to anyone who is serious about financial planning.
Managing Finance had never been my forte or time, yet in today's world, it is imperative to be “smart” with money hence a professional Financial Advisor, with sound knowledge, transparency & honesty, capacity to cater to individual needs and personality, is much needed. Though there are no ends to financial advisors chasing you, including your personal Bank, yet I could not get confidence and trust anyone in this for a very long time.
In 2012 December, as recommended by one of my trusted colleague, I met Sharath. His confidence & knowledge in his profession adapted to the current time, passion & patience in educating Finance to a novice like me and his honesty & transparency in financial propositions, gave me the confidence to work with Sharth without any hesitation. Thereon till day, his recommended financial strategy has given extremely productive results, which have not only built my confidence and trust in him but has eventually made me well versed and educated with the Finance Market. His passion towards his profession and dedication to give best to his clients, is indeed rare in today’s market . Accomplishing this at a young age and sustaining this quality of service, there is no doubt that Sharth is someone I would always recommend. Though his thorough educative and advisory approach makes one independent in effectively handling their Finance yet I look forward to work with him for a long period of time.
A fervent desire to review if we were checking all the right boxes when it came to personal finances led me to a chance meeting with Sharath. His clarity of thought, honesty and "straight-off-the-bat" financial expertise made me enlist his services right away during our very first meeting. And I am yet to be disappointed!!
If you think you know it all and have been there and done all the perceived right things in the realm of personal finances (like many of us do), you should give Sharath a call. The call is guaranteed to open your eyes, greatly align your finances with your goals and of course make you more $$ even if your spending pattern stays the same.
Sharath's non preachy attitude works very well with the Gen Y. His passionate goal is to ensure financial understanding in the simplest of ways (sometimes through a board game).
Thank you Sharath for your phenomenal perspectives and insights- very few people make finance fun and engaging as you do. Wish you greater success in your multiple endeavors.
Sharath helped me to plan my finances and to take key decisions towards reducing my debt. I strongly recommend Sharath if you are looking for an advisor with whom you can share your concerns, analyze your financial health and execute your financial plan for a prosperous future.
Sharath is the only person I know, who understands the power of money multiplication. The earlier discussions in our connection were embarrassing (for me), an eye opener and certainly came with a wealth of knowledge. Many months down, Sharath has shown me financial light in more ways than one. His systematic, organised, passionate and detailed approach has clearly been a winner for me. I feel confident today of being able to meet my goals with frowning or any ambiguity of what the financial future holds for me. Sharath, thanks for aligning and streamlining the most critical aspect for me, effortlessly. Wishing you unseen success on spreading financial literacy.
It was during a casual conversation with a common friend when I mentioned that I was looking for help in managing my personal finances in a better way, that I was referred to Sharath. I was confused about whether I was actually managing my finances in the right way since my investments were only in terms of Insurance policies and hence needed to know if I was going in the right direction.
I hesitantly called up Sharath and spoke to him about my situation and the first conversation itself was very reassuring; subsequently, I was part of the Very First Webinar on FInancial Planning and only after that did I get to meet Sharath personally.
Starting then, till now, I have always found Sharath to be a person who is approachable, whatever be the nature and magnitude of your financial issues. His integrity is remarkable; his straight forward appproach to addressing your problems is something that probably separates him from the herd because he does not mince words when he doesnt have to. But most of all, I like the way he works with his clients to sort out their issues - and that is to "INVOLVE THEM" in figuring out the solution. His is not a " I will solve your problem all by myself" philosophy; rather it is " I will assist you in all the ways that I'm required to assist you, but without your own efforts, my efforts might not be effective" kind of philosophy.
After having numerous discussions with him, I have definitely understood the complete meaning of " Making your money work for you" and so, my perspective towards managing my money has changed drastically.
As such, I would like to recommend Sharath as a very capable ally in your financial planning - that is IF YOU ARE PREPARED TO DO YOUR BIT.
This literature will remain incomplete if I do not thank Sharath for all his assistance till now. Thank you Sharath. Keep up the good work. Wish you success in your endeavours.
I had a concern of not having enough savings for my 'rainy-days'. I had suffered losses in ULIP and other instruments that were taking money away from me.
Then I attend a session at my office, organized by one of my colleague. It was an eye opener and he gave a lot of insight on the common pitfalls of random investments made at the last minute and common myths of life insurance policies..
I used to think only a LIC insurance is enough but his ideas and importance for financial security first, was an eye opener. His services helped me to save a decent amount of money in the past two years which I'm certain would not have been possible if I didn't have my savings automated the way Sharath asked me to.
I am applying his thought process in all matter pertaining to my personal finances. What I like most about Sharath's service is that he gives space & time to evaluate any new suggestions & expects me to decide for myself. He has never pushed me to buy any thing from him.
Have a word with him you will experience firsthand how you can get your financial life in order.
I have associated with Sharath for more then 12 years. He is a great human being friendly and yet professional and always focused to work. One word to describe him-EXCELLENT- very talented knowledgeable and a tremendously persevering skill trainer.frankly besides managing YOUR FINANCE & INVESTMENTS professionally with tailor made out-of-the-box concepts just suitable as per the needs, he can convert you to a pro on the computers.... if you need to! he did that to me.!! Strongly recommend him, as he guides advises but lets you do your financial management your way.! And most important-- extremely secretive.!!
I was introduced to Sharath by a friend to seek financial advice. He is highly professional and organised individual and he expects the same from his clients and business associates. I attended one of his workshop and was impressed by his knowledge and his approach on setting realistic goals. His approach on creating those small steps to achieve bigger financial targets was very convincing to me during this workshop.
Sharath helped me in structuring my financial plan and linked my short and long term goals with my investments. The best part in his services are the integrity & quality that he demands from his business associates and his clients. He does not believe in providing a financial plan on a platter. He demands involvement & commitment from his clients in achieving their own goals and provides his support for the same. This is very much different to what I experienced in case of other financial advisors.
I wish him all the best in his future plans for his organisation (Ferdinand Wealth Management) and for the services he is planning for his clients. I would recommend him to anyone who is looking for a well structured financial plan.
“I would like to thank Sharat who helped me plan my finances well in time.I have known Sharat for past 5 years. He is very energetic,dedicated and has a passion for his work.He laid out my financial plan very well and insisted the necessity of financial planning .Thanks Sharat for having laid the foundation stone to my money management.Wishing Sharath Good Luck!!”
I was desperately looking for a financial advisor and I am delighted that one of my friend referred Sharath. After the first meeting itself I was confident that he can help me to manage my finances,big question is Why?. There are multiple reasons and few of them are
1. He never tries to sell but, educate to understand what financial instruments are and how it can help to achieve financial goals.
2. He helped me in great length to understand my current finances and if I am doing the right thing to manage them.
3. He helped me to design a simple yet effective way to manage wealth by jotting down my financial goals and how can I achieve those.
4. He introduced me to different tools which help me to manage and keep track of my finances on daily basis.
The best thing that happened to me so far has been meeting Sharath, i met him way back in 2005 @ a CCD, to date i do not use this service but i have learned a lot where by now i am able to manage by money myself. If i had not met him i would have been like others trapped in a rat race and not started any investment.
I Highly recommend his service, every penny is worth invested.
Keep up the good work you are doing Sharath!!!!
Before meeting Sharath, I must admit that I was clueless about personal finances. He brought that much needed perspective and impetus into my financial planning. His detail oriented approach, transparency and that extra he puts in to deliver the best for his customers makes him stand out of the rest. He is a go-getter and is sure to go places. I wish him all the very best in his future endeavors.
I Highly recommend his service, every penny is worth invested.
Keep up the good work you are doing Sharath!!!!
Why should one write or speak about FWM? Here are a few of my personal thoughts on why I did talk to FWM and why am I writing about them: In today's world, with the dangers of ﬁnancial crisis still looming high, it is imperative for us to understand how can we save that extra penny and make it work for us. The answer lies in having a financial plan. The next question is– whom should we approach to help us with financial planning – our banker or FWM? And if FWM, what is it that demarcates them from another planner or our bankers?
The first and the foremost would be that Sharath (FWM) educates you on ﬁnancial planning. He did not TELL me where to invest. He taught me concepts, which allowed me to figure out my investments. He guided me during my initial months of being on board with FWM, but over the past few months his role has become more of being a sounding board.
I believe it is very important to have a financial goal and to understand what financial instruments can I utilize to achieve that goal. This is the knowledge that I gained from my association with FWM.
I have known Sharath(FWM) for over a year and he has demystified financial planning for me. His energy and positivity is infectious!!
After returning from US for good, I was puzzled and shocked at the same time, with the changes that has happened in Indian financial sector. When I talked to leading banks’ so called “Wealth Managers” I got more confused and could not decide on any investment strategy that would suite my requirement and situation - everyone marketed their products to be the best in the market. During the same time , I saw FWM advertisement on my apartment notice board. Unwillingly I went to attend Sharath’s introductory session and to my pleasant surprise, he discussed and addressed the points that were cluttering my mind since long time. His in-depth knowledge of financial products, unbiased suggestions & opinion on them compelled me to hire his services.
Sharath helped me to understand my finance better way and design a simple yet effective strategy to meet my unique short-term and long-term goals through an array of appropriate investment products . Always got his honest opinion and guidance each and every aspect of financial planning. Now, having better grip on my finances, I have one less thing to worry in my life - that is financial planning!
After dealing with multiple, constantly changing financial institutions and advisers, I am delighted to say that FWM would be my last. The approach of educating one with how your money works and how to make your money work harder in simple, straight-shooting language is fascinating. Sharath has now become a mentor of mine. His innovative method of how best money is handled in order to make it grow is nothing less than an inspiration. I now completely ENJOY managing my finances and I honestly give ALL credit to FWM for this. Congratulations on a super 4 years and all the very best for the future!
I know Sharath from the time he put his heart and soul in to his dream project called 'Ferdinand'.....A true hard and smart worker,its a great learning experience from him on financial planning and its importance.His honesty and transparency is much appreciated and his service always comes without an ' * ' sign ;).. In simple words a grt place to shop ones financial need, with diligence,transparency and results guaranteed ....Great going Sharath Cheers !!!!!!
Sharath is very good at his job and an excellent human being. Unlike others in similar business, he listens to you patiently, and provides a custom solution to best meet your goals. He does not push you into anything unless, he has convinced you completely about it. Apart from this, you can speak to him about almost anything. A very well read individual. He is not a service provider but a good friend.. I wish him all the best in his endeavors..
Sharath is an amazing person and its great to be his client and a friend in person. He provides a very honest with his advice and is very high on integrity. He educates his clients on Financial literacy and he works personally with them addressing their issues on personal finances, inturn making their financial dreams to come true. Its really great & an amazing learning experience being his customer and I would really recommend him for any who is serious about their financial future.”
Great Results, High Integrity, Creative “Sharath , a young Director and Financial Planner at FWM has been associated with me for the past 6 years. My experience with him has been wonderful. He works hard to realize his dreams. With his consistent focus on Big Picture Goals besides in-depth knowledge on the products, respecting Customer as the King in a very empathetic way has made him successful even in tough markets. He is a good leader with fresh perspective and creative approaches to challenges, honesty & integrity.I am happy that his dream co. is growing from success to success. His positive learning skills and dependable attitude, has ensured this high growth.May God bless him.
He is a very good financial planner & reasonable pricing. He not only plans your finance but also educates you about personal finances. He is enthusiastic & energetic from the time I have interacted with him he always serves me and then make money which is win-win situation for both of us.This is very difficult to find these days. His mission of having a financially literate society is very inspiring & that's my reason to be associated with him. He is passionate about this financial planning. Surely you will do great when you are passionate about anything in life. He is great listener which helps him draw customized solutions for his customers. He has in depth knowledge of on personal finances. That is what I want from a service provider. Can be trusted for long term association in the years to come.
“I have been in touch with Sharath for over 4yrs now. I have observed the transition from an individual financial advisor to starting a company and running it in a very very professional manner. He keeps his investing ideas simple, straight, realistic which is something that expected by the layman :-) With his services you can be rest assured that YOU will very well get to understand the WHAT? WHERE? & WHY? of your money & investments . I guess this attribute is the seeding factor for FWM to take up this entire idea of "Financial Literacy" to all of us. Imparting this knowledge about money & investments has helped me a lot where I am in position to analyse my need and goals and take decisions on my OWN….:-) Kudos to FWM!!! :-) Cheers/Sreekanth”
FWM is a well run consultancy with door-step service with a smile. Sharath, the founder of Ferdinand Wealth Management is an energy filled go-getter who spends a lot of time and effort in getting to know his clientele and constantly keeps himself updated on the best buys and whys. A very engaging candor and he has got almost all of my investments right. He has a deep-rooted integrity that has ensured excellent service and advice for my investments. He enjoys disseminating his knowledge to others. All in all, I rate him a very good financial advisor.
“It has been a pleasure knowing Sharath over the last four years. He has all the necessary ingredients of a self-made entrepreneur – sincerity, focus, enthusiasm, creativity and openness to new ideas. Sharath is very analytical and methodical in his consulting approach. His is quick to point out the pluses and minuses in a financial product and help novices in financial planning understand the same. Like most young employed professionals my financial planning started and ended with the annual tax planning. Thanks to Sharath I have evolved from that phase – My financial plan today is well balanced with med claim, life / medical insurance, retirement benefit plans et al. Thank you Sharath! Wishing brand Ferdinand Wealth Management glorious years ahead !”
I have known Sharath for a 3 years now and what started as a casual financial talk (from my side atleast) ended up being a full-fledged financial consultant role for him. I will strongly recommend Sharath for his fact-of-the-matter advise on financial literacy, removing the rut around financial ignorance and providing the know-how to the client to plan for their finances pro-actively”. What you'll like most about him is that no matter how good the instruments (or the news around it ) if it doesn't add value to you or meet your financial goals - He'll never recommend it.
It is easy to be ignorant about financial planning in our busy and fast paced lives. The markets are unpredictable and requires sound planning to meet future financial goals. One of my colleague recommended FWM and the 1st meeting was enough for me to gauge the expertise and high level of integrity in the services provided. Sharath has been very honest in his feedback on the investments or protection already taken by me without any planning or goal in mind. He has helped me to plan my requirements for the future and invest accordingly. I have less things to worry about and getting better at financial literacy after using services of FWM
Ferdinand Wealth Mgmt. headed by Sharath has been an eye-opener for me and many of my friends. It 's quite surprising that we don't realize certain simple truths which Sharath has helped us unravel. It is a common belief that "Money breeds negative emotions", "your Finances will always worry you", "be extra careful about your Finances" … seems like it is a subject which cannot be "enjoyed." Sharath will prove all of this wrong. I would like to recommend Ferdinand Wealth Management to anyone who wants to feel relaxed and in-control of their money as well as wants to enjoy growing it actively. Ferdinand has an unique mix of knowledge, sensitivity, and common sense which has helped me look forward to planning my finances; it has ceased to be a pain point. The greatest reason for recommending them is that Sharath will give you customized solution with "YOU" in mind. On top of that, he will teach you to be self-reliant so that you can make informed and effective decisions for yourself in future.
“There are finacial advisors ….. and financial advisors …. and then there is FWM. I was sold an investment plan by the sales head, Karnataka of a noted Bank. Not being a very financially literate person, every word was accepted by me as the word of GOD. It was only through a chance meeting with Sharath, that I was advised about the predicament I had landed myself in.
My entire investment which was fairly sizeable was not what it appeared or what was projected to me. I was duped and devastated !!!!! Sharath's earnest efforts and advise coupled with my persistence helped me get back what was lost. I represent the multitude of highly qualified people who are completely financially ignorant. Trusting someone with your life's savinghs is a challenge. I thank FWM and Sharath for his contribution to my life and vouch for his integrity and knowledge. I have less things to worry about now and am soon going to ensure that my daughter gets financially literate by Sharath so that she is finacially wise … and not otherwise like most of us!!!”
“I first met Sharath about a couple of years back when I had no clue of investing. He has not only been assisting me but also my husband on the different aspects of financial planning. He has good knowledge ofn Personal Finances and gives each and every client equal importance. He is very cordial, enthusiastic, excellent people's person & ever smiling… Thanks to Sharath, I have a good financial plan in place today. It has been completely a pleasure working with Sharath. Way to go Sharath… Wishing you great SUCCESS in all your future endeavors.”